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Finally, in 2000, the three credit bureaus were fined $ 2.5 million by the FTC for not answering calls toll-free numbers set up so that consumers can dispute inaccuracies. The system has been overwhelmed by complaints, and not enough employees were hired to handle the volume of calls, the FTC alleged. Last year, Equifax was sentenced again by the same problem. "Agencies are aware that this is a likely outcome," said Twohig. "The idea is to start to see how it goes and staff increases, so you can adjust when the nation went online. online free credit reports

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