wtorek, 11 października 2011

Credit score Las Vegas


credit score Las Vegas

I still have two older cards so closing the account would have increased the average age. It would be interesting to know what levels of credit credit score Las Vegas can be dangerous for your score I want to keep things clean so I can get a mortgage in the next year or two but Im thinking about getting a bigger line of credit for business. I know my total credit would be less than half my (current) annual income so that shouldnt be too risky.

As long as I dont use it all and pay 19% interest on it for years I think I did the same mistake you did and canceled a few unused credit cards because they are either store credit cards or provide no reward. I cant tell you my credit score either, but the last time I credit score Las Vegas checked my credit report, everything looks good. I just started using CCs late last yr, and hav had my limit jump substancially since starting with X credit card credit score Las Vegas company. I applied for and got approved for a credit card with Y credit score Las Vegas credit card company, that has a greater credit limit. I am considering closing my credit card from X company because they increased the APR (doesnt really matter to me), it has no rewards, and I dont want to hav too many credit cards with me. credit report check free Ive had the card for about 8 months or so Fizzle: Here is an article I wrote about closing credit cards and how it will affect your score: Think Twice Before Canceling credit score Las Vegas Credit Cards. You can also consider asking the credit card company to change your card to a rewards card so you can earn cash back (preferred) or points. I was just wondering if closing the older credit card will ding my credit score much, since ive only started using credit score Las Vegas credit cards, and just got the card for a relatively short time (about 7 months). look into asking the credit company to change my card type to earn rewards. Why is Chase Credit Card company so quick to cancel your card upon your request. I had a card for 10 years and cancelled it due to their refusal to remove a late fee. free credit bureau report I guess whatever the customer needs to do to get you off the phone. I have a problem that I hope someone can help me with. I have in total, 10 credit cards, but Im pretty sure that I have a good credit score because I make my payments in full and on time every time.

But in my defense, 8 of these credit cards are department store cards (Nordstrom, Macys, etc) and I only opened them to get the sign-up discounts. I probably only use the Nordstrom and Macys credit cards now and then, but only because I feel like I shouldnt leave them inactive.

But as for the rest of the cards I dont really use them because its not like I shop at those specific stores all the time and even when I do, I forget credit score Las Vegas and use my debit card instead. The two major credit cards that I use is my Wells Fargo one and my Chase South West card, which I use the most because of the points.

I really just want to stick with one credit card, but I have the other 9 looming over me. I dont want the credit card companies to close my accounts because my cards go inactive because I know that will hurt my FICO score. But I dont want to cancel my cards because I know THAT credit score Las Vegas will hurt my score as well. free credit score and report

Eunice, depending how long youve had your 10 ccs, I would suggest that if the inactive ones are less than 3-4 years credit score Las Vegas old, it would be ok to cancel them, and just keep the 6 with credit score Las Vegas some seniority. Like some of the older posts have suggested, you can always set up a monthly re-occurring payment of bills or what not on each of the cards you decide to keep. About 4 years ago (in my not so smart days), I went over the limit a credit score Las Vegas few times on my first credit card.

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